Business Insurance

As a business owner, you need the same kinds of insurance coverage for the car you use in your business as you do for a car used for personal travel — Liability, collision, and comprehensive, medical payments (known as personal injury protection in some states). Many business people use the exact vehicle for both business and pleasure. If the company owns the car, make sure the business’s name appears on the policy as the principal insured rather than your name. This will avoid possible confusion in the event that you need to file a claim or claim filed against you. While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects.

Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients. At Imperial Professional Service, we can design a specialized package according to your property, liability, and casualty needs. We are also proactive in identifying any factors that may increase your premiums or change your risk and provide consulting and risk management options to protect your business.

Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. No two businesses are the same, so it’s essential to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.

Contact us today to get more information on our service offerings. We are here to help you.